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Government Unclaimed Money - Hud Mortgage Refunds
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HUD Refund Tracer
 
Unclaimed HUD refunds are owed thousands of homeowners with FHA insured mortgages. Each year the FHA (Federal Housing Administration), the government agency which insures mortgages made by local lenders, estimates the number of defaults it will likely experience. Based on this prediction, it sets the insurance premium home buyers pay during the year. If fewer defaults occur than predicted, borrowers share in the funds remaining via HUD Mortgage Insurance Premium (MIP) refunds or Distributive Shares.

Because many homeowners fail to notify HUD of a new address after a move, tens of thousands of homeowners are entitled to unclaimed HUD refunds worth hundreds of millions of dollars. Refunds average $800 - $1500 per homeowner. These amounts cannot be found listed in state unclaimed property databases, as they are issued by HUD, a federal agency.

For a search of the HUD unclaimed refund database online and for claims information on a HUD refund order our Special Report: HUD Refund Search
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