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Government Unclaimed Money - Unclaimed Bank Account Search
unclaimed bank account search

Lost Bank Account Search

 

Bank accounts may be considered abandoned if a deposit or withdrawal is not made over a period of time, generally one to five years. This may be true even in cases where CDs (Certificates of Deposit) automatically "roll-over." Have you lost track of a bank account, certificate of deposit (CD), or safe deposit box? Did you have unclaimed money at a bank that moved, changed its name, or closed?

Don't assume that because your bank, savings and loan or credit union no longer exists that unclaimed funds are lost forever. Your dormant account may have been transferred to a new bank after a merger or acquisition.

Even in the event the bank failed and closed its doors, you may still be entitled to collect insurance proceeds - up to $250,000 per account - from government regulators including FDIC (Federal Deposit Insurance Corporation) and NCUA (National Credit Union Administration). Under the terms of the Financial Institutions Reform Recovery & Enforcement Act of 1989 (FIRREA), the government has taken custody of several hundred million dollars worth of insured accounts over the years, and currently holds over half a million unclaimed accounts.


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